Company Ratings Table

All ratings displayed without dates have been in effect for one year or more.
Some dates unavailable for those ratings that have recently been added or changed.

 * Indicates the rating was newly assigned or recently upgraded.

 

 ** Indicates the rating was recently downgraded.


Company Name

BEST's
a

S & P's
b

MOODY'S
c

FITCH
d

 

---

---

---

---

ACACIA NATIONAL LIFE INS. CO.

A

AA

---

---

AEGON USA GROUP

---

AAA

---

---

AETNA LIFE INS. & ANNUITY CO.

A+

AA+

Aa2

AA+

AETNA LIFE INS. CO. OF AMERICA

A+

AA+

Aa2

AA+

AETNA LIFE INS. CO. OF IL

A

A+

---

---

AETNA LIIFE INS. CO.

A

A

A2

AA-

AID ASSOC. FOR LUTHERANS

A++

AA+

Aa2

AA+

AIG LIFE INS. CO.

A++

AAA

Aaa

AAA

AKSARBEN LIFE INS. CO.

---

AAA

---

---

ALL AMERICAN LIFE INS. CO.

A+

AA+

Aa3

AA+

ALLIANZ LIFE INS. CO. OF NORTH AMERICA

A++

AAA

Aa3

---

ALLMERICA FINANCIAL LIFE and ANNUITY CO. (formerly SMA Life Assur. Co.)

A

AA-

A1

AA

ALLSTATE LIFE INS. CO.

A+

AA+

Aa2

---

ALLSTATE LIFE INS. CO. OF NY

A+

AA+

Aa2

---

AMERICAN BANKERS LIFE ASSUR. CO. OF FL

A

AA-

---

---

AMERICAN ENTERPRISE LIFE INS. CO.

A+

A

Aa2

AA

AMERICAN FOUNDATION LIFE INS. CO. (See Protective Life & Annuity Ins. Co.)

---

---

---

---

AMERICAN GENERAL ANNUITY INS. CO.

A+

AA+

Aa3 **

 

AA+

 

 

 

 

AMERICAN GENERAL LIFE & ACCIDENT INS.CO.

A+

AA+

Aa3

AA+

AMERICAN GENERAL LIFE INS. CO. (TX)

A+

AA+

Aa3

AA+

AMERICAN GENERAL LIFE INS. CO. OF NY

A+

AA+

---

AA+

AMERICAN INTERNAT'L LIFE ASSUR.CO.OF NY

A++

AAA

Aaa

AAA

AMERICAN INVESTORS LIFE INS. CO.

A

A

Baa1

---

AMERICAN LIFE & CASUALTY INS. CO. (See Conseco Annuity Assur. Co.)

---

---

---

---

AMERICAN LIFE INS. CO. OF NY

A-

AA+

---

---

AMERICAN LIFE INS. CO.(DE)

NR-2

AAA

Aaa

AAA

AMERICAN MAYFLOWER LIFE INS. CO.

A+

AA

Aa2

AA

AMERICAN NATIONAL LIFE INS. CO. (TX)

A+

AA+

Aa3 * (01/1999) ** (03/2002)

 

---

 

 

 

 

AMERICAN SKANDIA LIFE ASSUR. CORP.

A w

A+

---

AA-

AMERICAN UNITED LIFE INS. CO.

A+

AA-

A1

AA

AMERITAS LIFE INS. CORP.

A+

AA

A1

---

AMERITAS VARIABLE LIFE INS. CO.

A

AA

---

---

AMERUS LIFE INS. CO. (formerly AMERICAN MUTUAL)

A

A

Baa1 **

 

---

 

 

 

 

ANCHOR NATIONAL LIFE INS. CO.

A++

AAA

Aaa

AAA

ANTHEM ALLIANCE HEALTH INS. CO. (Formerly Anthem Ins. Co. Inc.)

---

A

A3

---

ARKANSAS BLUE CROSS & BLUE SHIELD

A-

BBB+

---

---

ASSOCIATED INS. COS. INC. (SEE ANTHEM INS. CO. INC.)

---

---

---

---

AURORA NATIONAL LIFE ASSUR. CO.

FPR 6

BBB

Baa1

A+

AUSA LIFE INS. CO.

A+

AAA

Aa3

AA+

BALTIMORE LIFE INS. CO.

A

A+

---

---

BANKERS LIFE & CASUALTY CO. (IL)

A-

BBB

Baa3 w- ** (11/2001)

 

BBB

 

 

 

 

BANKERS SECURITY LIFE INS. SOC. (SEE RELIASTAR)

---

---

---

---

BANKERS UNITED LIFE ASSUR. CO./AEGON

NR-5 ** (04/2002)

 

 

 

AAA

Aa3

AA+

 

 

BANNER LIFE INS. CO.

A++ * (02/2002)

BBB

A2

---

BERKSHIRE HATHAWAY LIFE INS CO. OF NE

A++

AAA

---

---

BERKSHIRE LIFE INSURANCE CO.

A+

---

---

AA-

BLUE CROSS & BLUE SHIELD OF FL, INC.

A

A+

---

---

BLUE CROSS & BLUE SHIELD OF IL

---

AA

---

---

BLUE CROSS & BLUE SHIELD OF MN

A

AA-

---

---

BLUE CROSS & BLUE SHIELD OF TEXAS, INC.

NA-1

A

---

---

BLUE CROSS & BLUE SHIELD OF VA

NA-1

AA-

---

---

BUSINESS MEN'S ASSUR. CO. OF AMERICA

A

AA

A1

AA- ** (09/2001)

CANADA LIFE ASSUR. CO.

A+

AA

Aa3

AA+ w-

CANADA LIFE INS. CO OF AMERICA/C.L.A

A+

AA

Aa3

AA+

CANADA LIFE INS. CO. OF N.Y./C.L.A.

A+

AA

---

AA+ w-

CAPITOL BANKERS LIFE INS. CO.

A-

A-

---

---

CENTRAL BENEFITS NAT'L LIFE INS. CO.

B++

BB

---

---

CENTURY LIFE OF AMERICA (see CUNA Mutual life Ins.)

---

---

---

---

CGU LIFE INS. CO. OF NY

A+

A

---

AA-

CHARTER NATIONAL LIFE INS. CO.

---

---

---

---

CHUBB LIFE INS. CO. OF AMERICA (see Jefferson-Pilot Financial Ins. Co.)

---

---

---

---

CHUBB LIFEAMERICA GROUP (see Jefferson-Pilot Financial Ins. Co.)

---

---

---

---

CHUBB SOVEREIGN LIFE INS. CO. (see Jefferson-Pilot Financial Ins. Co.)

---

---

---

---

CLARICA LIFE INS. CO. (formerly TMG Life Ins. co.)

A++

AA

---

---

CM LIFE INS. CO.

A++

AAA

Aa1

AAA

COLONIAL LIFE & ACCIDENT INS. CO.

A ** (08/2001)

 

 

 

AA-

A2

AA-

 

 

COLONIAL LIFE INS. CO. OF AMERICA (see Jefferson-Pilot Financial Ins. Co.)

---

---

---

---

COLONIAL PENN LIFE INS. CO. (see Conseco Direct Life Ins. Co.)

---

---

---

---

COLUMBUS LIFE INS. CO.

A+

AAA

Aa2

AAA

COMMONWEALTH LIFE INS. CO. (see Monumental Life Ins. Co.)

---

---

---

---

CONFEDERATION LIFE INS. & ANNUITY CO.

E

R

---

CCC

CONFEDERATION LIFE INS. CO.(CANADA)

E

R

---

DD

CONNECTICUT GENERAL LIFE INS. CO.

A+

AA

Aa3

AA+

CONNECTICUT NATIONAL LIFE INS. CO. (see Conseco Medical Ins. Co.)

---

---

---

---

CONSECO ANNUITY ASSUR. CO. (Formerly American Life & Casualty Ins. Co.)

A-

BBB

Ba1 w- ** (11/2001)

 

BBB

 

 

 

 

CONSECO DIRECT LIFE INS. CO. (Formerly Colonial Penn Life Ins. Co.)

A-

BBB

Ba1 w- * (11/2001) ** (11/2001)

 

BBB

 

 

 

 

CONSECO LIFE INS. CO.

A-

BB+ ** (01/2002)

 

 

Ba1 w- ** (11/2001)

BBB

 

 

 

CONSECO MEDICAL INS. CO. (Formerly Connecticut National Life Ins. Co.)

A-

BBB

---

BBB

CONSECO VARIABLE INS. CO. (Formerly Great American Reserve Ins. Co.)

A-

BBB

Ba1 w- ** (11/2001)

 

BBB

 

 

 

 

CONTINENTAL ASSUR. CO.

A

A+ * (02/2002)

A2

AA- **

CONTINENTAL GENERAL INS. CO.

A-

---

---

A-

COVA FINANCIAL SERVICE LIFE INS. CO. (formerly XEROX FINANCIAL SER.)

A+

AA-

Aa2

AA+

CUNA MUTUAL INS. SOCIETY

A

A

---

AA

DELTA LIFE AND ANNUITY CO.

A

BBB

Baa1

---

EMPIRE GENERAL LIFE ASSUR. CO.

A+

AA

---

AA

EQUITABLE LIFE ASSUR. SOC. OF THE U.S.

A+

AA

Aa3

AA

EQUITABLE LIFE INS. CO. OF IOWA

AA+

AA+

Aa2

AA+

EQUITABLE OF COLORADO,INC.

A+

AA

---

AA

EQUITY NATIONAL LIFE INS. CO./AEGON

A

AA+

---

---

FARMERS NEW WORLD LIFE INS. CO.

A+

A

Aa3

---

FEDERAL HOME LIFE INS. CO.

A+

A

Aa2

AA

FEDERAL KEMPER LIFE ASSUR. CO.

A+

A+ * (12/1999) (03/2002)

Aa3

AA

FIDELITY & GUARANTY LIFE INS. CO.

A

AA

A3

AA

FIDELITY BANKERS LIFE INS. CO.

E

R

---

---

FIRST ALEXANDER HAMILTON LIFE INS. CO.

NR-5

BBB

---

AAA

FIRST ALLMERICA FINANCIAL LIFE (formerly State Mutual Assurance)

A

AA-

A1

AA

FIRST CAPITAL LIFE INS. CO. (SEE PACIFIC CORINTHIAN)

---

---

---

---

FIRST CENTRAL NAT'L LIFE INS. CO. OF NY

A

AA

---

---

FIRST COLONY LIFE INS. CO.

A++

AA

Aa2

AA

FIRST FORTIS LIFE INS. CO.

A

AA

---

---

FIRST GNA LIFE INS. CO. OF NY (SEE GE CAPITAL LIFE ASR OF NY)

---

---

---

---

FIRST PENN-PACIFIC LIFE INS. CO.

A

AA-

A1

AA

FIRST RELIANCE STANDARD LIFE INS. CO.

A-

A

---

A+

FIRST SAFECO NATIONAL LIFE INS.CO.OF NY

A+

AA

---

---

FIRST TRANSAMERICA LIFE INS. CO. (SEE TRANSAMERICA LIFE OF NY)

---

---

---

---

FIRST UNUM LIFE INS. CO.

A ** (08/2001)

 

 

 

AA-

A2

--- AA-

 

 

FORD LIFE INS. CO. (see SunAmerica Life )

A-

A+

---

---

FORETHOUGHT LIFE INS. CO.

A

A

A

---

FORTIS BENEFIT LIFE INS. CO.

A

AA-

Aa3 *

---

FRANKLIN LIFE INS. CO.

A+

AA+

Aa3

AA+

GE LIFE & ANNUITY INS. CO. (Formerly Life Ins. Co. of Virginia)

A+

AA

Aa2

AA

GENERAL AMERICAN LIFE INS. CO.

A+

AA-

Aa2

AA+

GENERAL ELECTRIC CAPITAL ASR. CORP/ AMEX (formerly United Pacific Life)

A+

AA

Aa2

AA

GLENBROOK LIFE & ANNUITY CO.

A+

AA+

Aa2

---

GLOBE LIFE & ACCIDENT INS. CO.

A+

AA

---

---

GOLDEN AMERICAN LIFE INS. CO.

A+

AA+

---

AA+

GOLDEN RULE INSURANCE CO.

A

A+

---

---

GRAND PACIFIC LIFE INS. CO., LTD.

B+

---

---

BBB+

GREAT AMERICAN LIFE INS. CO.

A

A * (03/2002)

A3

AA-

GREAT AMERICAN RESERVE INS. CO. (See Conseco Variable Ins. Co.)

---

---

---

---

GREAT SOUTHERN LIFE INS. CO.

A

A

---

---

GREAT-WEST LIFE & ANNUITY INS. CO. (US)

A++

AA+

Aa2

AAA

GREAT-WEST LIFE ASSUR. CO.(CANADA)

A++

AA+

Aa2

AAA

GUARDIAN INS. & ANNUITY CO.

A+

AA+

Aa1

AA+ ** (02/2002)

GUARDIAN LIFE INS. CO. OF AMERICA

A+

AA+

Aa1

AA+ ** (02/2002)

HARTFORD LIFE & ACCIDENT INS. CO.

A+

AA

Aa3

AA+

HARTFORD LIFE & ANNUITY INS. CO.

A+

AA

Aa3

AA+

HARTFORD LIFE INS. CO.

A+

AA

Aa3

AA+

HOME LIFE INS. CO. (SEE PHOENIX HOME)

---

---

---

---

HORACE MANN LIFE INS. CO.

A

AA-

A2

AA-

IDS LIFE INS. CO.

A+

A ** (08/2001)

 

 

Aa3

AA

 

 

 

IDS LIFE INS. CO. OF NY

A+

A ** (08/2001)

 

 

Aa3

AA

 

 

 

INDIANAPOLIS LIFE INS. CO.

A+

A

Baa1

AA-

INTEGRITY LIFE INS. CO.

A+ * (11/2001)

AAA

Aa2

AAA

INTER-STATE ASSUR. CO.

A

A+

---

---

JACKSON NATIONAL LIFE INS. CO.

A+

AAA

Aa3

AA+

JEFFERSON PILOT LIFE INS. CO.

A++

AAA

Aa2

AAA

JOHN ALDEN LIFE INS. CO.

A-

AA-

A2

---

JOHN HANCOCK LIFE INS. CO. (formerly John Hancock Mutual Life Ins.)

A++

AA+

Aa2

AAA

JOHN HANCOCK VARIABLE LIFE INS. CO.

A++

AA+

Aa2

AAA

KANSAS CITY LIFE INS. CO.

A+

A+

A3

---

KEMPER INVESTORS LIFE INS. CO.

A+

A+ * (03/2002)

Aa3

AA

KEYPORT LIFE INS. CO.

A+

AA+

Aa2 ** (11/2001)

 

AA-

 

 

 

 

KNIGHTS OF COLUMBUS

A++

AAA

Aa3

---

LAFAYETTE LIFE INS. CO.

A

A

---

A+

LIBERTY LIFE ASSUR. CO. OF BOSTON

A

AA-

A1

---

LIBERTY LIFE INS. CO.

A

---

---

AA-

LIBERTY NATIONAL LIFE INS. CO.

A+

AA

A2

---

LIFE INS. CO. OF GA.

A+

A-

Aa2

AA+

LIFE INS. CO. OF THE SOUTHWEST

A

A

Baa1

AA-

LIFE INS. CO. OF VIRGINIA (See GE Life & Annuity Ins. Co.)

---

---

---

---

LIFE INVESTORS INS. CO. OF AMER./AEGON

A+

AAA

Aa3

AA+

LIFE OF MARYLAND, INC.

A

A+

---

---

LIFE USA INS. CO.

A

A+

Aa3

---

LINCOLN BENEFIT LIFE CO.

A+

AA+

Aa2

---

LINCOLN NATIONAL LIFE INS. CO.

A

AA-

Aa3

AA

LUTHERAN BROTHERHOOD

NR-3 ** (01/2002)

 

 

 

AA+

Aa2

AA+

 

 

LUTHERAN BROTHERHOOD VAR. INS. PROD. CO.

A++

AA+

---

AA+

LYNDON INS. CO./ LYNDON INS. GROUP

A+

---

---

---

MA. SAV. BANK LF INS.(SEE SAV. BANK LIFE)

---

---

---

---

MANHATTAN NATIONAL LIFE INS. CO.

A-

BBB

---

BBB

MANUFACTURERS LIFE INS. CO OF NORTH AMERICA

NR-3 ** (01/2002)

 

 

 

AA+

Aa2

AAA

 

 

MANUFACTURERS LIFE INS. CO. (USA)

NR-3 ** (01/2002)

 

 

 

AA+

Aa2

AAA

 

 

MANUFACTURERS LIFE INS. CO.(CANADA)

A++

AA+

Aa2

AAA

MASSACHUSETTS CASUALTY INS. CO.

A

---

---

---

MASSACHUSETTS GENERAL LIFE INS. CO. (SEE CONSECO LIFE INS. CO.)

---

---

---

---

MASSACHUSETTS MUTUAL LIFE INS. CO.

A++

AAA

Aa1

AAA

MERRILL LYNCH LIFE INS. CO.

A+

AA-

Aa3

---

METROPOLITAN INS. & ANNUITY CO.

A

AA

Aa3

---

METROPOLITAN LIFE INS. CO.

A+

AA

Aa2

AA+

MIDLAND NATIONAL LIFE INS. CO.

A+

AA

A2

---

MILICO (SEE PRIMERICA LIFE INS. CO.)

---

---

---

---

MINNESOTA LIFE INS. CO. (formerly MINNESOTA MUTUAL)

A++

AA+

Aa2

AA+

ML LIFE INS. CO.NY (formerly ROYAL TANDEM)

A+

AA-

Aa3

---

MML BAY STATE LIFE INS. CO.

A++

AAA

---

AAA * (11/2001)

MODERN WOODMEN OF AMERICA

A+

---

---

AA

MONY LIFE INS. CO. (Formerly Mutual Life Ins. Co. of New York)

A

AA-

A2

AA- w- ** (11/2001)

MUTUAL LIFE INS. CO. OF NEW YORK (See MONY Life Ins. Co.)

---

---

---

---

MUTUAL OF AMERICA LIFE INS. CO.

A+

AA+

Aa3

AA

MUTUAL OF OMAHA LIFE INS. CO.

A

AA-

Aa3

AA

MUTUAL TRUST LIFE INS. CO.

A

A+

---

A+

NATIONAL INTEGRITY LIFE INS. CO.

A+ * (11/2001)

AAA

Aa2

AAA

NATIONAL LIFE INS. CO. (VERMONT)

A

A+

A3

AA-

NATIONAL WESTERN LIFE INS. CO.

A-

A+

---

---

NATIONWIDE LIFE INS. CO.

A+

AA

Aa3

AA+

NEW ENGLAND LIFE INS. CO. (FORMERLY NEW ENGLAND VARIABLE LIFE)

A+

AA

Aa2

AA+

NEW ENGLAND MUTUAL LIFE INS. CO. (SEE MET LIFE)

---

---

---

---

NEW YORK LIFE INS. & ANNUITY CORP.

A++

AA+

Aa1

AAA

NEW YORK LIFE INS. CO.

A++

AA+

Aa1

AAA

NORTHBROOK LIFE INS. CO.

A+

AA+

Aa2

---

NORTHERN LIFE INS. CO.

A+

AA+

Aa2 * (09/2000)

AA+

NORTHSTAR LIFE INS. CO.

A+

BB

---

AAA

NORTHWESTERN MUTUAL LIFE INS. CO.

A++

AAA

Aaa

AAA

NORTHWESTERN NATIONAL LIFE INS. ( see ReliaStar Life Ins. Co.)

---

---

---

---

OHIO NATIONAL LIFE ASSUR. CO.

A+

AA

A1

AA

OHIO NATIONAL LIFE INS. CO.

A+

AA

A1

AA

OLD AMERICAN INS. CO.

B+

A

---

---

OLD LINE LIFE INS. CO. OF AMERICA

A+

AA+

Aa3

AA+

OLD UNITED REINSURANCE CO

11/01/2001 * (11/2001)

---

---

---

PACIFIC CORINTHIAN LIFE INS. CO.

NA-4

R

---

---

PACIFIC GUARDIAN LIFE INS. CO. LTD. (SEE PACIFIC LIFE)

---

---

---

---

PACIFIC LIFE INS. CO. (formerly Pacific Mutual)

A++

AA+

Aa3

AA+

PAINEWEBBER LIFE INS. CO.

A-

BBB+

---

---

PAN-AMERICAN LIFE INS. CO.

A-

---

A3

A

PARAGON LIFE INS. CO.

A+

AA-

---

AA+

PAUL REVERE LIFE INS. CO.

A

AA-

A2

AA-

PAUL REVERE PROTECTIVE LIFE INS. CO.

NR-5

AA-

A2

--- * AA-

PAUL REVERE VARIABLE ANNUITY LIFE INS.CO.

A

AA-

A2

AA-

PENN INS. & ANNUITY CO.

A

AA-

A2

AA-

PENN MUTUAL LIFE INS. CO.

A

AA-

A2

AA-

PEOPLES BENEFIT LIFE INS. CO. (Formerly Providian Life & Health Ins. Co.)

A+

AAA

Aa3

AA+

PEOPLES SECURITY LIFE INS. CO. (see Monumental Life Ins. Co.)

---

---

---

---

PFL LIFE INS. CO./AEGON GROUP

A+

AAA

Aa3

AA+

PHF LIFE INS. CO.

B+

BBB

---

AA-

PHILADELPHIA LIFE INS. CO.

A

A+

---

AA-

PHL VARIABLE LIFE INS. CO.

A

AA

---

---

PHOENIX AMERICAN LIFE INS. CO.

A

---

---

AA

PHOENIX LIFE INS. CO.

A

AA-

Aa3

AA

PHYSICIANS LIFE INS. CO.

A+

AA

---

---

PHYSICIANS MUTUAL LIFE INS. CO.

A

AA

---

---

PRESIDENTIAL LIFE INS. CO

A-

A

Baa1

---

PRIMERICA LIFE INS. CO. (FORMERLY MILICO)

A++

AA

Aa3

AA

PRINCIPAL LIFE INS. CO.

A+

AA

Aa2

AA ** (02/2002)

PROTECTIVE LIFE & ANNUITY INS. CO. (formerly American Foundation Life Ins. Co.)

A

AA

---

AA

PROTECTIVE LIFE INS. CO.

A+

AA

A1

AA

PROVIDENT LIFE & ACCIDENT INS. CO.

A

AA-

A2

AA-

PROVIDENT MUT. LIFE INS. CO. OF PHIL.

A

AA-

A2

AA

PROVIDENT NATIONAL ASSUR. CO

A

BBB

---

AA-

PROVIDENTMUTUAL LIFE & ANNUITY INS. CO.

A

AA-

A2

AA

PROVIDIAN LIFE & HEALTH INS. CO. (See Peoples Benefit Life Ins. Co.)

---

---

---

---

PRUCO LIFE INS. CO.

A

A+

A1

---

PRUCO LIFE INS. CO. OF NJ

A

A+

A1

---

PRUCO LIFE INS. CO. OF TX

NA-4

AA-

---

---

PRUDENTIAL INS. CO. OF AMERICA

A

A+

A1

AA-

REASSURE AMERICA LIFE INS. CO.

---

---

---

---

RELIANCE STANDARD LIFE INS. CO.

A-

A

Baa2 w+ ** (11/2001)

 

A+

 

 

 

 

RELIASTAR LIFE INS. CO.

A+

AA+

Aa2

AA+

ROYAL MACCABEES LIFE INS. CO.

A-

A

---

A

ROYAL TANDEM LIFE (SEE ML LIFE)

---

---

---

---

SAFECO LIFE INS. CO.

A

A+

A1

AA-

SAVINGS BANK LIFE INSURANCE (MA)

A+

AA-

---

AA

SECURITY BENEFIT LIFE INS. CO.

A+

AA-

A2

AA-

SECURITY EQUITY LIFE INS. CO.

A+

B

---

AA+

SECURITY FIRST LIFE INS. CO.

A+

AA

Aa3

AA+

SECURITY LIFE OF DENVER INS. CO.

A+

AA+

Aa2

AA+

SECURITY MUTUAL OF NY LIFE INS. CO.

A

A+

Baa1

A+

SECURITY-CONNECTICUT LIFE INS. CO.

A

AA+

Aa2

AA+

SIERRA HEALTH & LIFE INS. CO.

A-

BB

---

BBB+

SOUTHLAND LIFE INS. CO.

A+

AA+

Aa2

AA+

SOUTHWESTERN LIFE INS. CO.

B++

--- *

---

---

STANDARD INS. CO.

A

A+

A2

AA-

STATE FARM LIFE & ACCIDENT ASSUR. CO.

A++

AAA w- ** (03/2002)

 

 

Aaa

AAA

 

 

 

STATE FARM LIFE INS. CO.

A++

AAA w- ** (03/2002)

 

 

Aaa

AAA

 

 

 

STATE LIFE INS. CO.

A+

AA-

---

AA

SUN LIFE ASSUR. CO. OF CANADA

A++

AA+

Aa2

AAA

SUN LIFE INS. & ANNUITY CO. OF NY

A++

AAA

---

AAA

SUNAMERICA LIFE INS. CO.

A++

AAA

Aaa

AAA

SUNSET LIFE INS. CO. OF AMERICA

A

A+

---

---

SURETY LIFE INS CO.

A+

AA+

---

---

TANDEM INS. GROUP(SEE ML LIFE)

---

---

---

---

TEACHERS INS. AND ANNUITY ASSOC.

A++

AAA

Aaa

AAA

TIAA-CREF LIFE INS. CO.

--- * A++

AAA

Aaa

AAA

TIME INSURANCE COMPANY (SEE FORTIS)

---

---

---

---

TMG LIFE INS.CO.(see Clarica Life Ins. Co.)

---

---

---

---

TRANSAMERICA LIFE INS. & ANNUITY CO.

A+

AAA

Aa3

AA+

TRANSAMERICA LIFE INS. CO. OF NY ( FORMERLY FIRST TRANSAMERICA LIFE)

A+

AAA

---

AA+

TRANSAMERICA OCCIDENTAL LIFE INS. CO.

A+

AAA

Aa3

AA+

TRAVELERS INS. CO.

A++

AA

Aa3

AA

TRAVELERS LIFE & ANNUITY CO.

A++

AA

Aa3

AA

UNION CENTRAL LIFE INS. CO.

A

A+

A3

A+

UNION LABOR LIFE INS. CO.

B++ W ** (12/2001)

 

 

 

BBB

---

---

 

 

UNION SECURITY LIFE INS. CO.

A

AA-

---

---

UNITED AMERICAN INS. CO.

A+

AA

---

---

UNITED FAMILY LIFE INS. CO.

A

AA-

---

---

UNITED INVESTORS LIFE INS. CO.

A+

AA

A3

---

UNITED OF OMAHA

A

AA-

Aa3

AA

UNITED PACIFIC LIFE (SEE GE CAPITAL ASR.)

---

---

---

---

UNITED STATES LIFE INS. CO. (NY)

A+

AA+

Aa3

AA+

UNUM LIFE INS. CO. OF AMERICA

A ** (08/2001)

 

 

 

AA-

A2

AA-

 

 

USAA LIFE INS. CO.

A++

AAA

Aa1

---

USG ANNUITY & LIFE CO.

A+

AA+

Aa2

AA+

VALLEY FORGE LIFE INS. CO.

A

A+ * (02/2002)

A2

AA-

VARIABLE ANNUITY LIFE INS. CO.

A+

AA+

Aa2

AA+

WEST COAST LIFE INS. CO.

A+

AA

A1

AA

WESTERN & SOUTHERN LIFE INS. CO.

A++

AAA

Aa2

AAA

WESTERN NATIONAL LIFE INS. CO. (See American General Annuity Ins. Co.)

---

---

---

---

WESTERN RESERVE LIFE ASSUR. CO./AEGON

A+

AAA

Aa3

AA+

WESTERN STATES L. I. C. (SEE TMG LIFE)

---

---

---

---

WESTERN-SOUTHERN LIFE ASSUR. CO.

A++

AAA

Aa2

AAA

WILLIAM PENN LIFE INS. CO. OF NY

A++ * (02/2002)

BBB

A2

---

WOODMEN OF THE WORLD

A+

AA

---

---

XEROX FINANCIAL LIFE INS. CO. (SEE COVA FINANCIAL)

---

---

---

---

ZURICH LIFE INSURANCE OF AMERICA

A

A+ * (03/2002)

Aa3

AA



 

a - Derived from Best's Insurance Reports 2000, Best's Rating Monitor, Best's Insurance Management Reports, and current periodicals.

b - Insurer's Capacity to meet insurance poicy obligations derived from Standard & poor's Insurance rating Service Bulletin and current periodicals.

c - Insurer's financial strength rating derived from Moody's Investors Service Bulletin and current periodicals.

d - Insurer's financial strength derived from Fitch, Inc. Insurance Insights

 

 

 * Indicates the rating was newly assigned or recently upgraded.

 

 ** Indicates the rating was recently downgraded.